See where your money actually goes.
StackUp links to your bank, catches the subscriptions you forgot you’re paying for, and turns your spending into one clear picture — with an AI assistant that answers from your real numbers.
- Coming soon to iPhone
- Bank-level security
Four tools that do the watching for you
Connect your bank once. StackUp handles the categorising, the subscription-hunting, and the maths — so you can just look and know.
Your spending, as one clear picture
The spending wheel breaks every month down by category, so you can see at a glance where it all went — no spreadsheets, no manual tagging. Tap any slice to see the transactions behind it.
- Subscriptions£318
- Groceries£246
- Eating out£172
The subscriptions you forgot about
StackUp scans your transactions and automatically surfaces every recurring charge — the free trial that started billing, the app you stopped using, the £9.99 hiding in plain sight. See them all in one place.
3 subscriptions found · £23.97 / month
Spot the trends before they cost youPro
See how your spending moves month to month, which merchants take the most, and when a subscription quietly raises its price. Insights turn raw transactions into things worth knowing.
Ask anything about your moneyPro
The AI money assistant answers in plain English, grounded in your real data. “What did I spend on takeaways?” “Am I paying for anything twice?” Real answers from your own numbers — never generic advice.
How much do I spend on coffee?
£42 this month across 11 visits — about 8% more than May. Most of it at Pret.
An honest money app. That’s the whole point.
Most finance apps earn their keep by selling you the next product. StackUp earns it by being useful — so the numbers you see are the whole, unbiased truth.
No kickbacks, no agenda
We don't take referral fees for nudging you toward a credit card or savings account. Nothing on your screen is there because someone paid to put it there.
Your data stays yours
Read-only access through regulated Open Banking. We never move your money and never sell your data — and you can disconnect a bank at any time.
Bank-level security
Connections run through TrueLayer, an FCA-authorised Open Banking provider. Access tokens are encrypted at rest — StackUp only ever reads, never touches.
Start free. Upgrade when it pays for itself.
One found subscription usually covers the year. Pro comes with a 7-day free trial.
Free
£0forever
Everything you need to see where your money goes.
- Connect one bank account
- Your spending wheel, every month
- Basic subscription tracking
- Categorise and explore transactions
Pro
Most popular£7.99/ month
7-day free trial. Cancel anytime.
- Everything in Free
- Connect up to 5 banks
- Subscription price-rise & duplicate alerts
- Insights — trends, top merchants, breakdowns
- AI money assistant
Be first to see where your money goes
StackUp is launching on the App Store soon. Leave your email and we’ll let you know the moment it’s live.
No spam. Just one email when StackUp launches.